Nonprofit organizations play a critical role in educating and assisting borrowers with the most important financial transaction they may ever make. The Responsible Homeownership (R-HOME) mortgage platform can help nonprofit organizations create sustainable business models so they can continue to serve our neighborhoods, despite shrinking subsidies and an ever-changing mortgage lending industry.

Nonprofit originators who provide homebuyer education in conjunction with a R-HOME loan product are paid for the important work they do (whether they are the loan originator or not). And, since all R-HOME loan products require borrowers to complete HUD-approved homebuyer counseling, nonprofit housing providers gain opportunities to educate borrowers as part of an overall system that supports borrowers before, during, and after buying a home. This is a proven system that creates long-term, successful homeowners and, as a result, successful communities.

R-HOME also gives nonprofit organizations direct access to loan products that were designed with the best interests of borrowers in mind, accessible over the Internet and without capital investment. And Just Price Solutions, an R-HOME affiliate, customized its automated underwriting engines to digitally connect to third-party fulfillment and closing services — taking single-family loans from intake through closing using a fast, automated process.